• Degree MBA [Finance]
• Year 2004 - 2006
• College Name Jiwaji University , India

• Degree B. Com
• Year 2000 - 2003
• College Name Dr. Bhim Rao Abdekar University , India

• Degree Diploma In Computer Application
• Year 2003 - 2003
• College Name NIIT Hathras centre , India

• Job Profile Sales Manager - Working Capital Finance
• Year February,2015 - October,2015
• Company HDFC BANK LTD

Description

• Handling mortgage business like cash credit, over draft, Term Loan, Trade Finance & Merchant Business, letter of credit, ban guarantee also. • To generate business from existing customers and from Internal & external sources provided by the Co. • Insuring proper Title search & valuation of the property being mortgage. • Assessing and analyzing of the financial health of the customer. • Managing and co-ordination with various channels to get the potential leads & to achieve their target. • Preparing Credit approval Memos, discussing with credit team about customer’s profile & getting sanctions from credit team and then look after all disbursement processes. • To check all customers related information through CIBIL, Dedup, RBI check, etc. • Providing Business Banking (WC), as well as Trade & Forex services & Solutions. • To look after whole sole Banker of the customer for delivering high level of customer satisfaction of services. • Initiating & Building relationship with customers for generating revenue through cross selling of General Insurance/ Life Insurance & also convincing them for opening family accounts with Bank.

• Job Profile Credit Analysist - Agri Business Working Capital
• Year July,2014 - January,2015
• Company Indusind Bank Ltd.

Description

•Responsibilities-Preparation of the credit assessment notes covering detailed analysis of business, industry, management and financials. •Finalization of terms and conditions (e.g. facility to be provided and structure) of the proposals in consultation with Relationship Managers. •Ratings of the client using banks internal credit rating module. •Coordinate with the client for timely submission of stipulated monthly /quarterly performance reports such as QIS, sales statements, stock and book debt statement. •Risk Management of the allocated portfolio and pro-actively monitor the accounts. •Timely processing of the proposals to ensure the Best in class TAT. •Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved. •Client and factory visit as per requirement to ensure that monitoring is at the highest levels. •Ensure adherence to the credit policy, internal policy, RBI guidelines and other guidelines. •Prepare presentation and maintain database of portfolio for periodic reviews.

• Job Profile Senior Relationship Officer - Mortgage Loans
• Year August,2012 - July,2014
• Company Axis Bank Ltd.

Description

•Handling mortgage business like commercial purchase, loan against residential/ commercials also. •To generate business from existing customers and from Internal & external sources provided by the Co. •Preparing Credit approval Memos, discussing with credit team about customer’s profile & getting sanctions from credit team and then look after all disbursement processes. •To check all customers related information through CIBIL, Dedup, RBI check, etc •To look after whole sole Banker of the customer for delivering high level of customer satisfaction of services. •Initiating & Building relationship with customers for generating revenue through cross selling of General Insurance/ Life Insurance & also convincing them for opening family accounts with Bank.